I’ve just read an amazing & insightful book by David Bach entitled The Latte Factor’ and can’t help but draw a parallel with our own collective health, especially the excuses we find for not doing what we should. Don’t leave your finances or health to chance, make conscious decisions to support your financial stability and wellbeing! Whilst I appreciate that we all have different financial ‘priorities & budgets’, more often than not, we conveniently persuade ourselves that li